Want to check your FAB prepaid card balance online? You can do it in under a minute on the official Magnati portal. You only need the last 2 digits of your card number and your Card ID. This guide shows you each step.
How to Check Your FAB Prepaid Card Balance Online
FAB prepaid cards are managed through Magnati, the official payments partner. Balance checks happen on the secure Magnati portal. Follow the steps below, then tap the button to open the official site.
| Step | What to do |
|---|---|
| 1 | Tap the "Check Balance on Magnati" button below. It opens the official portal in a new tab. |
| 2 | In the "Last four (4) digits of card number" box, enter only the last 2 digits of your card. For example, if your card ends in 7890, enter 90. |
| 3 | In the "Card ID" box, type the Card ID printed on the lower-left face of your card (it looks like A000423456789). |
| 4 | Type the verification word (captcha) exactly as shown on the screen. |
| 5 | Click "Go". Your current prepaid card balance will appear on screen. |
Important: Always enter your card details on the official Magnati portal
(ppc.magnati.com) only. Never share your full card number, PIN, CVV, or OTP with any other
website or person. FAB and Magnati will never ask for those to show your balance.
Check Balance on Magnati →
Opens the official portal • ppc.magnati.com
Frequently Asked Questions
How many digits of my card number do I enter?
Enter only the last 2 digits. The box is labelled "last four
digits," but the on-screen instructions ask for the final 2 numbers. If your card ends
in 7890, you enter 90.
Where do I find my Card ID?
The Card ID is printed on the lower-left front of your prepaid
card. It starts with a letter and is followed by numbers, like A000423456789.
Is the Magnati portal safe to use?
Yes. Magnati is the official payments partner that runs FAB
prepaid card services. Make sure the web address starts with ppc.magnati.com before you
enter any details.
Do I need to log in or create an account?
No. You do not need a username or password. You just enter the
last 2 digits of your card, your Card ID, and the captcha word to see your balance.
Can I check my balance without going online?
Yes. You can also check your FAB prepaid card balance by calling
FAB customer service or visiting a FAB branch. The online portal is usually the fastest
option.
FAB Balance refers to the funds, transaction history, and status of your First Abu Dhabi Bank Payment cards. The PPC NAPD refers to the Magnati Payment Card portal, which is used to check the FAB balance for Ratibi gift or travel cards. Checking the balance through this portal is important to ensure the status and security of your account, as well as to monitor any unauthorised transactions.
Additionally, you can also check the funds availability on your account from your own home. Other than that, checking your balance online also provides free and easy tracking. You can find several ways to verify your FAB balance status online, such as the FAB banking mobile app. However, using any online portal appropriately is necessary to avoid any troubleshooting problems.
We have mentioned the best portals and a step-by-step guide for FAB balance check online 2026. Stay with us till the end for better guidance and successful results.
About First Abu Dhabi Bank (FAB) and PPC- Cards
First Abu Dhabi Bank is one of the largest banks in Dubai. This financial centre was first launched in 2017 in the MENA region. This institution offers various services, including investment, corporate, and Islamic banking. The PPC or NAPD is like a debit card, which is used for the FAB balance. This card has a prepaid balance, allowing the customers to use only the available funds.
Additionally, the PPC card is used for the employees to get a quick salary. However, whether you use the salary card, Ratibi card, or PPC card, checking the FAB balance is necessary for your convenience and security.
Top Methods to Check FAB Balance Online in 2026
Here are the top and commonly used methods for the enquiry of your FAB balance on the PPC or NAPD card.
1. PPC FAB Balance Inquiry Portal
You can check your FAB balance of the PPC card through this method. To do this, go to the official website of PPC cards, ppc.bankfab.com, and add your card ID number andthe last two digits of your card number. Solve the CAPTCHA puzzle and tap on the “Go” button. Your salary or card status and recent transaction details will appear on the screen.
2. FAB Mobile Banking App
The FAB mobile banking app is also used to enquire about your FAB balance. To use this app, you have to download it from the Google Play Store, which is available on both Android and IOS devices. After downloading the app, log in to the app by entering your username and password.
Sometimes, the login process also requires adding the OTP code, which is sent via email or phone number. Once you have signed in to the app, look for the “Check Balance” option and tap on it. Your transaction history and PPC card balance will display there.
3. Payit Wallet App (FAB Digital Wallet)
Payit Wallet app is another method to check your FAB balance, current PPC card status and transfer money from wallet to wallet. To access this app, you have to download it from the Google Play Store or App Store. Then, register the app by entering your Emirates ID number. Now, login the app by adding your fingerprint or app PIN.
Look for the dashboard on the home screen of your app. Your payit balance will appear on the screen. However, if you linked the Rabiti or PPC card to this app, look for the required section. The particular balance or funds related to your Rabiti or PPC card will be instantly available.
4. FAB Online Banking Website
This is another effective way to check your FAB balance details. To apply this method, visit the official FAB portal. Now, tap on the login/sign-in option and click on “Personal Online Banking UAE”. Then, enter your personal details, including your Emirates ID number, password or face ID. Your account details will display on the screen. To download your salary statements or PPC card status, look for the “Accounts” section.
FAB Bank Balance Check via WhatsApp
You can check your account balance straight from a WhatsApp message without ever downloading an app or visiting the branch, with First Abu Dhabi Bank’s WhatsApp banking service.
To check FAB balance using WhatsApp:
1. Save FAB’s official WhatsApp number: +971 2 449 4499 to your contacts
2. Go to WhatsApp and type in “Hi” or “Balance”.
4. Confirm your identity by following the automated instructions by dialing your registered mobile number.
The account balance will be shown on your FAB account in the chat.
WhatsApp banking is accessible around the clock, especially helpful for those who are Ratibi card holders and salary account holders who need to check their balance quickly without having to open a separate banking application.
Note: Official FAB WhatsApp number is above. Only use this number. Don’t give out your complete card number or PIN via any messaging system.
Offline and Alternative Balance Check Methods
Other than the online portals, you can also check your PPC card balance via these offline methods:
-
ATM Balance Inquiry
To use this method, enter your FAB card or PPC card in the ATM. Add your 4-digit pin and choose the “Balance Inquiry” option. The current balance of your balance status will show on the screen. You can also get the receipt for your balance enquiry.
-
SMS Banking
You can also take advantage of the SMS Banking service. To use this app, you have to register your mobile phone number on this message app. Once you have registered your mobile number, send BAL [last 4 digits of account number] to 2121. Example: BAL 1234, sent to 2121. You will receive your current balance instantly. The account should be like BAL XXXX, which means your account type, the last four digits of your ID number, and a space between them. After sending the message, you will get your account’s current status instantly.
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Phone/ IVR Balance Check
You can also enquire about your FAB account details via the customer care number. The residents of Dubai can access this service by dialling 600 52 5500. However, the outsiders of Dubai can’t call through this number. They should dial +971 2 61 1511. After dialling the number, choose your familiar language and contact the call agent. The call agent will ask some details about your Identity card and FAB card. Then, he verbally tells you about the recent account status.
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Visiting a FAB Branch
If all the online portals and offline methods are not useful for you and you are unable to find your account details, visit any FAB branch. Tell them about your account and ID details, and they will check your FAB balance status manually. However, it is advisable to ensure you have kept your FAB card and ID card before visiting the FAB branch.
Common Issues While Checking the FAB Balance
Here are some common problems that people face when inquiring about their FAB balance status:
Gateways or Portal Not Loading: Sometimes, the gateways or official portals do not load due to a poor network connection or a system error.
Incorrect card ID or Digits Error: Mostly, people enter the wrong ID or FAB card number, which leads to troubleshooting in checking the balance. Therefore, you should enter your ID number carefully to avoid any problems.
Mobile App Login Problems: There can be mobile login problems due to network connectivity, gateways or any system error. If you face this problem, you shouldn’t try to log in repeatedly, but wait for a while and then try to log in.
SMS Not Working: In some cases, your SMS app for FAB balance check does not work. Your mobile number might not be registered yet, or you may have mistakenly entered the incorrect number while registering.
ATM Not Showing Correct Balance: UAE residents may also face the problem that the ATM does not show the exact status. This can be due to an ATM system error. In this case, you should use the ATM after a few days.
Final Words
FAB balance means the transaction history, prepaid funds or salary available on your First Abu Dhabi payment card. To check this balance, you can use many online portals, such as the FAB mobile banking app or payit wallet app. Additionally, offline options are also available, including SMS app, FAB customer care number and ATM. We have mentioned all the best methods to check your account details. Try these apps for a quick and convenient balance check. if you face any problem, go to your nearby FAB franchise.
FAQs – FAB Balance Check
Go to ppc.magnati.com/ppc-inquiry. Enter your Card ID and last 4 digits of your card number. Solve the CAPTCHA. Tap Go. Your FAB salary card balance shows instantly. No login or app is needed for this method.
Type BAL XXXX and send it to 2121. Replace XXXX with the last 4 digits of your FAB account number. Example: BAL 5678 sent to 2121. Your balance arrives by SMS in under one minute.
The fastest way is the PPC portal at ppc.magnati.com/ppc-inquiry. Enter your Card ID and last 4 card digits. Tap Go. Your FAB salary deposits and available balance appear on screen in seconds.
Use the PPC portal at ppc.magnati.com, the Payit wallet app, or the FAB mobile banking app. All three show your Ratibi card balance in real time after a quick login or card details entry.
Yes. Go to any FAB ATM and choose Balance Inquiry. Or send BAL XXXX to 2121 by SMS. Or call 600 52 5500 inside the UAE. All three methods work without internet or mobile data.
Yes. FAB balance check online is completely free. No fees apply when checking your balance through the PPC portal, FAB mobile app, WhatsApp, ATM or SMS banking service.
Yes. Save +971 2 449 4499 to your contacts. Open WhatsApp and type “Hi.” Follow the automated steps. Your FAB account balance appears in the chat. This service runs 24 hours a day, 7 days a week.
Both are FAB prepaid payroll cards. The Ratibi card is for employees earning under AED 5,000 per month. The PPC card is used for general payroll payments under the UAE WPS system. Both can be checked on the PPC portal at ppc.magnati.com.
ppc.bankfab.com was the old FAB salary card portal. It has been replaced. The new and working link is ppc.magnati.com/ppc-inquiry. Always use the new link to do FAB balance check online.